Malta: Citizenship by Investment 2024

Malta Citizenship by Investment Guide

Malta’s Citizenship by Investment Program, known as the Maltese Citizenship by Naturalization for Exceptional Services by Direct Investment, offers a pathway to citizenship for high-net-worth individuals. To qualify, applicants must make a significant economic contribution to Malta, including:

Investment: Contribute €600,000 with a 36-month residency or €750,000 for a 12-month residency.

Real Estate: Purchase property worth at least €700,000 or lease property for a minimum of €16,000 per year.

Donation: Contribute €10,000 to a registered philanthropic, cultural, sport, or scientific organization.

The process typically takes around 12-36 months depending on the investment route chosen. Malta’s citizenship offers access to the EU, allowing visa-free travel to over 180 countries.

Break Front has a team of legal experts that can guide you through the process.

Country Info

Population: Approximately 514,000

Economy: Malta has a highly developed and mixed economy, with strong sectors in tourism, finance, information technology, and manufacturing. The country is known for its favorable business environment, particularly in gaming and financial services.

GDP: Malta’s GDP is around $16 billion USD

Language: The official languages are Maltese and English.

Position: Malta is an island nation located in the Mediterranean Sea, south of Italy and north of Libya, strategically positioned between Europe and North Africa.

Currency: Euro

Eligibility Criteria

To be eligible for Malta’s Citizenship by Investment, applicants must:

Pass rigorous due diligence checks, demonstrating a clean criminal record and legitimate source of funds.
Provide global health insurance coverage of at least €50,000 per person.
Include dependents such as a spouse, children, or parents who meet specific criteria (age limits and dependency status).
Establish residency in Malta for a minimum period of 12 to 36 months before applying for citizenship.

These criteria ensure that applicants are of high integrity and financially stable.

Life Quality Index

The Life Quality Index (LQI) is a comprehensive measure used to assess the overall quality of life in a particular country or region. It combines various factors such as purchasing power, safety, healthcare quality, cost of living, pollution, and traffic.

Purchasing Power Index: 74.27 (Moderate)

Safety Index: 57.16 (Moderate)

Healthcare Index: 52.12 (Moderate)

Cost of Living Index: 53.49 (Low)

Property Price to Income Ratio: 11.28 (Moderate)

Traffic Commute Time Index: 28.33 (Low)

Pollution Index: 75.50 (High)

Investment routes

When considering investing in Malta, there are several options available that cater to different investor profiles:

Real Estate: Investing in Maltese property is a popular option, especially in high-demand areas like Sliema, St. Julian's, and Valletta. You can purchase residential or commercial properties, which often appreciate in value due to the country's growing economy and limited land availability.

Financial Markets: Malta offers opportunities in its well-regulated financial services sector, including investments in stocks, bonds, and funds. The Maltese Stock Exchange (MSE) provides a platform for trading a variety of securities.

Business Investments: Malta encourages foreign direct investment (FDI), particularly in sectors like technology, gaming, pharmaceuticals, and tourism. Establishing or investing in a business in Malta can also qualify you for various government incentives and benefits.

Citizenship by Investment: For high-net-worth individuals, Malta offers citizenship through investment in government-approved financial contributions, real estate, or bonds. This option not only grants citizenship but also access to the broader European Union market.

These investment opportunities are supported by Malta's stable political environment, favorable tax regime, and strategic location in the Mediterranean, making it an attractive destination for global investors.

Step-by-step acquiring citizenship

Buy Property and Register for Residency: Start by purchasing a qualifying property in Malta and register as a resident.
Apply for Malta CBI After 12-36 Months: After fulfilling the residency requirement (12-36 months), apply for citizenship.
Receive Conditional Acceptance: If the application is successful, you will receive conditional approval.
Finalize Investment and Apply for Passport: Complete the required investment, then apply for your Maltese passport.

This process ensures that the applicant meets all necessary legal and financial requirements to obtain citizenship.

If the desired investment route is investment in financial market or donations the process more or less remains similliar.

Required documents

Documents required for Malta Citizenship

To apply for Maltese citizenship through the Citizenship by Investment program, you will need to gather and submit several essential documents. Below is a list of the required documents:

Valid passport
Proof of residency in Malta (e.g., property purchase or rental agreement)
Clean criminal record certificate
Evidence of financial stability (proof of investment)
Health insurance coverage details
Birth certificates
Marriage certificate (if applicable)
Detailed background information
Passport-sized photographs
Power of attorney (if applying through a representative)

All documents should be translated into English and authenticated to meet Maltese legal standards.

Benefits of choosing Malta

Choosing Malta for citizenship by investment offers several key benefits:

EU Membership: Malta is a member of the European Union, granting citizens the right to live, work, and study in any EU country.
Visa-Free Travel: Maltese citizens enjoy visa-free or visa-on-arrival access to over 180 countries, including the USA and Canada.
High Quality of Life: Malta boasts a warm Mediterranean climate, excellent healthcare, and a stable political environment.
Attractive Tax System: Malta offers favorable tax policies, especially for individuals with global business interests.
Stable Economy: With a strong economy and strategic location, Malta is a prime destination for business and investment.
English as an Official Language: English is widely spoken and used in business, making it easier for international investors to adapt.

These benefits make Malta a highly attractive option for individuals seeking a secure, high-quality lifestyle with extensive global mobility.

Why choose Break Legal?

Global expertise with local insight: A team of seasoned local case executives, immigration lawyers, and investment specialists.

Independent service: We are not affiliated with any marketing agencies or specific projects. You’ll have access to all eligible Golden Visa options, allowing you to choose the best path for your needs, supported by the legal due diligence services of a reputable law firm.

High approval rate: We pride ourselves on our high approval rates while having successfully assisted hundreds of clients from over 25 countries.

Comprehensive support: Our dedicated onboarding and immigration teams guide you through the entire process, providing a seamless experience with a single point of contact.

Transparency: Our fees are clearly outlined and comprehensive, with no hidden costs involved in the entire process.

Privacy: Your personal information is securely stored in a GDPR-compliant database.